I am sorry that your insurance doesn't cover it. Talk therapy is often not covered either. What you do is : call your insurance company. they will tell you how much they will cover, usually it's around 60%. You then ask them to help you on their site to figure out how monthly you create a super bill to submit. sometimes, they will be flexible for you. Good luck. Insurance companies and billing is a nightmare, but their customer service team is there to support you.