Struggling with decision for Master’s abroad due to stutter and debt

Struggling with decision for Master’s abroad due to stutter and debt Hi everyone, I’m a working professional from India with 4 years of experience. I had a mild stutter in school, which became moderate to severe during college. It has affected me in some ways, but I still manage office presentations and communication decently — not perfectly smooth, but clear enough. I’m planning to pursue a Master’s in CS in the US this fall, and I’ll be taking a $70K loan. While I’m internally confident, I worry that my stutter might reduce my chances in an already competitive US job market. Honestly, it’s not the stutter itself that scares me — it’s the fear of not finding a job after graduating and being crushed under that huge debt. I keep wondering: am I just scared of taking the financial risk, or is my stutter making me doubt myself more than I should? If I didn’t stutter, I feel I’d be a bit more confident in taking this leap. Studying in the US has been a dream, but now I’m confused if it’s worth it. Would love to hear if anyone has gone through something similar or has advice. Thanks for reading. TL;DR: Have a moderate stutter, planning to do MS in CS in the US with a $70K loan. Not scared of stuttering itself, but worried it might make it harder to get a job in a competitive market and manage the debt. Unsure if fear is justified or if I’m overthinking because of my stutter.